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As we step into July 2025, it's essential for all banking customers to be aware of the upcoming holidays. If you have any banking tasks lined up, make sure to check the full list of bank holidays in July, as banks will remain closed for 13 days across different states.

These include the regular weekly offs along with several state-level holidays due to regional festivals. Planning your banking activities in advance can help avoid last-minute rush and inconvenience.

🔹 Why are there so many holidays in July?

Just like every month, banks will be closed on all Sundays and the second and fourth Saturdays. However, this month brings additional closures due to regional festivals and state-level celebrations, which differ across states. As a result, bank branches will be closed on different dates in different regions.

📅 List of Bank Holidays in July 2025

Here’s a date-wise breakdown of all bank closures:

Date Day Holiday Applicable States

July 3	Wednesday	Kharchi Puja	Tripura
July 5	Saturday	Guru Hargobind Jayanti	Punjab
July 6	Sunday	Weekly off	All states
July 12	Saturday	Second Saturday	All states
July 13	Sunday	Weekly off	All states
July 14	Monday	Behdienkhlam	Meghalaya
July 16	Wednesday	Harela Festival	Uttarakhand
July 17	Thursday	U Tirot Sing Day	Shillong (Meghalaya)
July 19	Saturday	Ker Puja	Tripura
July 20	Sunday	Weekly off	All states
July 26	Saturday	Fourth Saturday	All states
July 27	Sunday	Weekly off	All states
July 28	Monday	Drukpa Tshe-zi	Sikkim

Note: Not all holidays are observed nationwide; they are region-specific.

💼 What Banking Services Are Affected?

Even though bank branches will remain closed, most digital banking services will remain fully operational, including:

• ATM cash withdrawals

• UPI transactions

• Mobile banking apps

• Internet banking and online fund transfers

However, physical tasks such as:

• Cheque clearance

• Document submission

• Demand draft issuance

• Updating passbooks

will require a visit to the bank branch, so those tasks should be planned ahead of time.

📌 Tips to Manage Banking in July

✅ Clear pending cheque transactions before a holiday.

✅ Submit important documents well in advance.

✅ Rely more on digital banking services during extended closures.

✅ Check state-specific holidays if your work involves out-of-state banking.

💳 Use Digital Banking to Your Advantage

With multiple bank closures in July, customers are advised to utilize digital channels effectively. This ensures that essential financial services remain uninterrupted even during branch closures.

Digital services like ATM withdrawals, NEFT, IMPS, UPI payments, and bill payments via mobile apps or internet banking will be available 24/7.

📝 Conclusion

With 13 days of bank closures in July 2025, it’s important for individuals and businesses to plan ahead and complete physical banking tasks on working days. While digital banking will remain unaffected, services that require in-person visits might get delayed if not planned well. Stay updated, stay prepared!

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