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Even if your annual income is less than 2.5 lakhs, file an ITR, and know its benefits.
Siddhi Jain | July 1, 2025 4:15 PM CST

ITR Filing Benefits: If you file ITR. Then you can get many types of facilities in future. So if your salary is less than 2.5 lakh rupees annually. Even then fill ITR. Know its benefits.

Filing ITR is necessary for all people. But many people feel that if their income is less than the tax limit, then they do not need to file income tax return. But this is not right. Let us tell you that there are many benefits of filling ITR.

ITR is not limited to just paying tax. Rather it is a document that strengthens your financial profile. So even if your annual income is less than 2.5 lakhs. But if you file ITR. Then you can get many types of facilities in future.

Let us tell you that many times a copy of ITR is necessary to take advantage of government schemes, apply for visa or in the transaction of a large amount. In such a situation, if you have filed ITR return, then you do not have to face any problem.

By filing ITR, the record of your income is registered in the government system. Due to this, you become a reliable consumer for taking a loan in future, applying for a credit card or investing in any other financial scheme.

If in future your income goes above the tax limit, even then the ITR filed earlier helps you in filing ITR later. Because by then you have understood the tax system. You will not have any problem in filing ITR in future.

Apart from this, if you have got TDS deducted in any investment, then through ITR you can also claim its refund. This is also a way to save your money. Therefore, it is right to file ITR even if you do not fall in the income tax paying slab.

So even if your income is less than 2.5 lakhs, do file ITR. Let us tell you that for this you must have a PAN card. So if you have not got a PAN card made, then apply for it as well.


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