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Minimum Balance Rules: All account holders must keep their money deposited in the bank account. Apart from this money, it is also necessary to keep a minimum balance in the bank account.

If this amount is not kept in the account, then the bank also charges a penalty (Bank Account Non-Maintenance Fine) as per the rules. This rule is also applicable to SBI, HDFC, and PNB bank account holders. Now, the account holders of these banks will have to maintain a minimum balance limit, and under this, a certain amount must be in the bank accounts.

SBI customers will have to keep this amount-

Account holders of big cities have to keep at least Rs 3000 as a minimum balance (SBI minimum balance limit) in an SBI savings account. The minimum balance limit for account holders of small cities is Rs 2000. If the bank account is in a village branch, then the minimum balance limit is Rs 1000. There is no minimum balance requirement for Basic Savings Bank Deposit Account (BSBDA) of SBI (State Bank of india).

Rules of Punjab National Bank (PNB)-

The minimum balance limit for Punjab National Bank (PNB) accounts in urban and metro areas is Rs 2000. For bank accounts in rural areas, this limit has been fixed at Rs 1000.

Rules for HDFC account holders-

The rule for maintaining minimum balance (HDFC Minimum balance rules) in HDFC Bank depends on the type of account and the area of ​​account. In metro and urban areas, account holders of this bank (bank account news) are required to keep a minimum balance of Rs 10,000 in the account. For small or rural areas, this balance has been fixed from Rs 2500 to Rs 5000.

Limit in ICICI Bank -

ICICI Bank customers are required to maintain a minimum balance of Rs 10,000 in ICICI Bank in big cities. Apart from this, this balance limit has been fixed from Rs 2500 to Rs 5000 in small or semi-urban areas. For account holders in rural areas, the minimum balance limit has been fixed at Rs 1000.

This much penalty is imposed -

If a bank account holder does not maintain the required minimum balance in his savings account, then the banks charge a penalty amount (fine for no Minimum Balance) as per their discretion. This amount is a certain percentage of the amount fixed for the minimum balance. This bank does not charge any fee for not maintaining the minimum balance (Minimum Balance limit rules).

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