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UPI will not run on this day: Digital payment services will be stalled, customers alert
Samira Vishwas | July 3, 2025 8:24 PM CST

Upi down: If you depend only on UPI for everyday expenses and have stopped keeping cash in the pocket, then this news is important for you. HDFC Bank has given a necessary information to its customers, stating that UPI services are going to be closed for some time. The reason is the system maintenance, which will be done by the bank’s technical team.

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Upi down

On which day and when will the effect be? (UPI Down)

According to the bank, from 11:45 pm on July 3 to 1:15 pm on July 4, the UPI service will not work for about 90 minutes. During this time, customers will neither be able to pay nor receive money from UPI. This maintenance work has been kept at night so that at least people are inconvenienced, but still many people make digital payments even late at night, in such a situation, caution is necessary.

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Which apps will affect? (UPI Down)

This shutdown will affect not only on the app of HDFC Bank, but also on all UPI apps like PhonePe, Google Pay, Paytm, WhatsApp Pay – if they have a link to HDFC Bank.

During this time, you will neither be able to do transactions from UPI, nor will you be able to check the balance, nor will you be able to change UPI PIN. HDFC’s Rupay Credit Card UPI facility will also be stalled at this time.

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Business payment will also be affected (UPI Down)

Services of traders whose payment system is associated with HDFC Bank will also be affected during this period. Traders will neither be able to take UPI payment from customers nor will they be able to pay anyone.

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What will be on? (UPI Down)

In this scheduled time only UPI based services will remain closed. All other banking facilities such as:

  • ATM transaction
  • Debit and credit card
  • Net banking

Will remain on normally.

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What to do customers? (UPI Down)

During this time, it would be better to keep a little cash with you to avoid troubles. Also, if there is any necessary payment, then settle it in advance so that there is no problem during maintenance.

UPI has become the easiest and fastest payment method in today’s time, but technical maintenance is also necessary. In such a situation if your HDFC Bank’s UPIIf there is an account, then from the night of 3 July till the beginning of July 4, keep the option of cash instead of digital payments. With this you will be able to avoid any inconvenience.

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