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If you want to earn good returns while keeping your money safe, then you can invest in an FD scheme. This is the reason why people often like to invest in an FD scheme. So now take a look at the offer of the State Bank of India (SBI) for investing in an FD, because this bank has brought a great fixed deposit scheme. This scheme is for only 210 days. In this, customers are getting good returns.

If you want to earn good returns while keeping your money safe, then you can invest in FD scheme. This is the reason why people often like to invest in FD scheme. So now take a look at the offer of State Bank of India (SBI) for investing in FD, because this bank has brought a great fixed deposit scheme. This scheme is for only 210 days. In this, customers are getting good returns.

SBI's special 210-day FD

This 210-day scheme can make people rich. Actually, this scheme is best for those who want to invest money for a short period and do not want to take any risk. In this, you will get an attractive interest of 5.65% (for ordinary citizens) on your investment. This rate is considered quite good for such a short period in the current market conditions. This is a great opportunity to increase your savings in a safe way.

How much return will you get

On this FD scheme, general customers will get slightly less interest than senior citizens, but that too without any risk. Yes, in July 2025, common people will get 5.65% annual interest on SBI's 210-day fixed deposit (FD), while senior citizens will be given 6.15% interest. These new interest rates have come into effect from June 15, 2025, as per the information given on SBI's website sbi.co.in.

Apart from this, let us tell you that the interest rate of 7.2% is not available for normal 210-day FD, but it can be only on some special schemes (like Amrit Varsha) and some special schemes for super senior citizens (above 80 years).

Understand the whole thing in calculation

In this, if you can start investing with a minimum investment amount of ₹ 10,000. Then maximum investment of up to ₹ 2 crore can be made in this scheme. This scheme is special for those people who want good returns on their capital in a short time with low risk.

Suppose if you have extra cash lying with you and you want to get good returns without risk in a short time, then this 210-day deposit scheme can prove to be beneficial for you. For example, if you invest ₹5 lakh in this scheme, you can earn interest of around ₹20,650 in just 210 days, that is, general citizens will get Rs 5,15,309 on maturity (₹5 lakh + around ₹15,309). Senior citizens will get Rs 5,16,727 on maturity (₹5 lakh + around ₹16,727).

The bank has reduced the interest rate on FDs with tenure between 180 days and 210 days from 5.80 percent to 5.65 percent. (Note: This article is for information only and should not be considered as investment advice in any way, it is suggested to consult financial advisors for investment)