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If you are a customer of State Bank of India (SBI) and make payments through UPI daily, then this news is very important for you. SBI's UPI service will be closed for some time at midnight on 22 July 2025. The bank itself has given this information through its social media post. SBI has said that UPI services will be closed on the night of 22 July due to maintenance. During this time, customers will neither be able to send nor receive money from UPI.

For how long will the service be closed?

SBI has announced through its social media post that on 22 July 2025, their UPI service will be interrupted for some time. This interruption will be due to a planned maintenance. During this time, UPI service will be completely closed from 12:15 pm to 1:00 am (IST). That is, in these 45 minutes, you will not be able to use SBI's UPI service.

However, during this time, you can use UPI Lite service. SBI has advised its customers that UPI Lite can be used to make digital payments without any hassle during maintenance. The bank has also apologized to its customers for this inconvenience and said that they will try to normalize the service as soon as possible.

How to activate UPI Lite?
If you are wondering how to use UPI Lite, then it is very easy. For this, you have to download SBI's BHIM SBI Pay app. After opening the app, you have to go to the UPI Lite section. There you will get the option to load money in your UPI Lite account. Once you load funds, your UPI Lite will be activated and you will be able to use it for small transactions.

The specialty of UPI Lite is that it allows you to make payments even in situations like maintenance. This is very convenient for small transactions and SBI has introduced it as a backup option for its customers.

What is the limit of UPI Lite?

According to the SBI website, you can load up to a maximum of Rs 2000 in your UPI Lite account at a time. Apart from this, you can make a maximum payment of Rs 500 in each transaction. In a day, you can make a total of transactions worth up to Rs 4000 through UPI Lite. Also, the maximum balance in your UPI Lite account at any time can be only Rs 2000. These limits are sufficient for small payments, especially when the main UPI service is not working.

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