Top News

Uncutation amount

All the government and private banks of the country are controlled by the Reserve Bank of India, on whose guidelines government and private banks work in the country, recently Parliament was informed on Monday that the total amount of money (Unclaimed Deposits) in banks (including private banks) has reached the figure of Rs 67,003 crore by 30 June 2025.

According to the data from the Reserve Bank of India (RBI), out of which public sector banks have Rs 58,330.26 crore, while private banks have deposits Rs 8,673.72 crore, which no one has claimed.

The highest claim amount in SBI

The state bank of India (SBI) is at the forefront of public sector banks, which has to be Rs 19,329.92 crore without claiming. After this, Punjab National Bank (PNB) has Rs 6,910.67 crore and Canara Bank has Rs 6,278.14 crore. Minister of State for Finance Pankaj Chaudhary gave this information in a written reply in the Lok Sabha.

In private banks, ICICI Bank has the highest number of Rs 2,063.45 crore without claiming. After this, there is no contender for Rs 1,609.56 crore in HDFC Bank and Rs 1,360.16 crore in Axis Bank.

How can you claim un-calm money?

If your family members or relatives who have died in the bank and have declared you a nominee in the bank account, then you can claim the un-calm amount deposited in the bank with a valid document. After completing some paperwork, the bank will transfer the un-calm amount to your account.

Government's stand on Crypto and VDA

Minister of State for Finance Pankaj Chaudhary said that the government currently has no plans to bring exchange traded funds (ETF) for any virtual digital asset (VDA) so that they can be included in the general financial market.

He said that the Reserve Bank has warned users, holders and traders of virtual currency or crypto assets about their potential threats such as economic, financial, operational, legal and safety risks.

Apart from this, Chaudhary said that RBI has advised its regulated institutions in the circular of 31 May 2021 to conduct a complete investigation of the customer on the transaction in virtual currency and to prevent money laundering, prevent terrorism and follow all rules under PMLA 2002.