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In the name of minimum balance, banks are cutting your pockets, SBI to HDFC, there is so much limit in other banks
admin | August 10, 2025 11:22 AM CST

ICICI Bank has increased the limit to keep the minimum amount in the savings account by 5 times. The bank has now decided to increase the limit of 10 thousand to 50 thousand rupees, after which the discussion of keeping minimum balance in banks has intensified. Let us tell you about the rules of keeping a minimum balance on behalf of the rest of the banks of the country. In which bank, how much balance is to be kept, they understand in details.

ICICI Bank has revised the minimum balance amount according to Metro Cities, Semi Urban and Rural Area. For example, the fee in the urban area has been increased from 10 thousand to 50 thousand rupees. At the same time, the minimum balance in semi urban has been increased from Rs 5 thousand to Rs 25,000. Apart from this, this amount has been increased from Rs 25,00 to Rs 10,000 in the rural area ie village countryside area.

Limit of other banks of the country

SBI, the country's largest government bank, has removed the penalty for not keeping the minimum balance in the year 2020. However, apart from ICICI, there are many banks in the country which are called the customer to keep a minimum balance amount.

HDFC Bank- In India's largest private bank HDFC, it is necessary to keep Rs 10,000 in urban and metro cities branches, Rs 5000 in a branch of cm urban and Rs 2500 in the village countryside branch. On doing this, the bank imposes a penalty of up to a maximum of Rs 600.

Union Bank of India- In this bank too, Rs 500 without check book with check book in cities, Rs 500 without check book in cm urban, Rs 250 without check book is to be maintained in the account. At the same time, this amount is Rs 250 with check book in village branches and Rs 100 for people who do not take check book.

Axis Bank- According to bank market data, the minimum balance amount in Axis Bank is Rs 12,000 in urban areas, Rs 5,000 in cm urban and Rs 2,500 in village-countryside branches.


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