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How to make an internet UPI payment? Know easy ways, benefits and facilities bank
Samira Vishwas | August 31, 2025 9:24 PM CST

UPI Payments without Internet: In today’s time, it has become very common to transfer money through UPI. But many people do not know that now you can make UPI payment without internet. This facility is especially beneficial for those who do not have internet facility or the network is weak.

To make UPI payment without internet, you have to use your bank’s Missed Call or IVR (Interactive Voice Response) service. For this, you will have to call the number given by your bank and you will get the option to transfer money through the phone. This method is safe, easy and fast.

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UPI Payments without Internet

How to make an internet UPI payment? Easy way (UPI Payments without Internet)

If you do not have internet, yet you can easily send money through UPI. For this, just from your mobile *99# Dial

  1. Choose your language after dialing.
  2. Choose Send Money option from the menu.
  3. Enter the information of the person sending the money, you can use UPI ID, mobile number or bank account number.
  4. Now enter the amount sending.
  5. Confirm the payment by entering your UPI PIN in the last.

After doing this, your payment will be confirmed in a few seconds. This method does not require internet and this feature also works on a mobile with ordinary keypads.

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Benefits without internet UPI payment (UPI Payments without Internet)

  1. Not worried about net connection.
  2. Mobile data is not required.
  3. You can transfer money quickly.
  4. Very useful for those living in small towns and villages.

Which banks provide this facility (UPI Payments without Internet)

Today many big banks are providing this facility, such as:

  • State Bank of India (SBI)
  • Hdfc bank
  • Icici bank
  • Punjab National Bank (PNB)
  • Bank of baroda

Through the bank’s Missed Call or IVR service, you can easily send money from your account to any UPI ID or bank account. This method is 24 × 7 available and can be used at any time.

In this way, without internet, you can easily transfer your money and take full advantage of digital transactions.

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