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UPI: The easiest way to make UPI payment without internet, know the benefits and which banks provide this facility..
Shikha Saxena | September 1, 2025 7:15 PM CST

In the recent past, the use of UPI for online payments has increased a lot. Not only in cities, but also in villages, people have become dependent on UPI for online payments. Many people have almost stopped using cash, but it is often seen that if you are in an area with poor internet facilities, then it becomes difficult to make a payment, and many times it also happens that we do not have enough cash.

In such a situation, you can easily make a UPI payment even without internet. For this, you just have to follow some easy steps. Today, we will tell you in detail how you can easily make a UPI payment even without internet. Along with this, we will also discuss its benefits and discuss in detail which banks are providing this facility.

How to make a UPI payment without internet?

First of all, dial * 99 # from your phone.

After this, select your language.

Now select the Send Money option from the menu.

Use UPI ID, mobile number, or bank account number to select the receiver.

After this, enter the amount.

Finally, confirm the payment by entering your UPI PIN.

What are the benefits and in which banks is it available?

The biggest advantage of this trick is that you can easily make payments even in areas without internet. You can also make payments using a normal keypad mobile phone in this way. You can use this facility whenever you want. This is a special facility which is available 24*7. For this, you do not even need to install any app.

Almost all major banks offer this facility, including HDFC, SBI, ICICI Bank, Axis Bank, PNB and Bank of Baroda and many other banks.

Disclaimer: This content has been sourced and edited from Dainik Jagran. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.


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