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EPFO 3.0's big bang: Your savings world will change! From UPI to ATM, these are the 4 big benefits..
Indiaemploymentnews | September 1, 2025 11:39 PM CST


EPFO is now taking a big step towards the digital age. The EPFO 3.0 platform will be launched in the year 2025, which aims to provide fast, transparent, and user-friendly services to more than 8 crore members. By the way, under this change, there can be a facility to withdraw PF directly from UPI and ATM, so that people will not have to go through a long process in case of need of money in an emergency. In the new change, all services from money claim to correction will be mobile-friendly, due to which EPFO 3.0 can prove to be like a digital revolution. So we will understand what important changes can happen in EPFO 3.0.

Money will be able to be withdrawn from the ATM Employees are going to get a big relief from EPFO 3.0. Under the new system, members will now be able to withdraw PF amount directly through ATM or UPI by linking their Aadhaar and bank account with Universal Account Number (UAN). So if money is needed in an emergency, there will be no need for long paperwork like before. This change is considered a big step towards making EPFO completely digital and user-friendly.

Claim will become easy.
Under the EPFO 3.0 system, the correction and claim process is being made very easy and transparent. Now members will not have to visit offices for minor mistakes, because with the help of OTP verification, necessary updates and corrections can be done online from home. This change will make the claim clear easily, which will provide direct relief to crores of EPF account holders.

Ease in nominee
A major and human change in EPFO 3.0 is related to death claim settlement. Yes, now if a member dies and the nominee is a minor at that time, then his guardian will not need to provide a guardian certificate. In fact, by simplifying this process, EPFO has ensured that the member's family can get financial assistance on time, without any legal or technical hurdles. This change will prove to be a relief for those families who used to face delays in getting help due to the long and hard process.

Mobile update
Work is being done towards making EPFO 3.0 completely mobile-friendly, so that members can easily see all the information related to their account from anywhere. Be it a deposit amount, balance, or any claim, now everything will be available on mobile. This will eliminate the need to go to the office, and the entire experience will become simpler and user friendly.

That is, it is clear that as the date of its launch is getting closer, people's expectations are also increasing that this new system will strengthen the vision of Digital India and make the functioning even more effective (Note: The news is based on general information)

Disclaimer: This content has been sourced and edited from Zee Business. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.


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