SBI Credit Card Fees 2025: If you also use SBI’s credit card, this news is directly to your pocket. Since November 1, 2025, bank is going to put new charge on some special transactions from bank credit cards. If you do not understand these changes, then every month you may have to pay a good extra money from your pocket. Many people fill their children’s school, college or tuition fees Cred, Mobikwik, CHEQ or PhonePe through third-party apps with their SBI Credit Card. If you are, you have to pay an extra charge of ₹ 200, and your total payment will be deducted for ₹ 20,200. What is the matter? It is a matter of relief that if you go directly by going to school, college or university website or on their POS machine, then this extra charging will not be charged. Digital wallets are used well. New Rules: From November 1, if you load more than ₹ 1,000 in any digital wallet with your SBI credit card, then you will also have to charged 1%. Examples: If you put ₹ 5,000 in the wallet, you will cut ₹ 5,050 with your card. Warning that keeps on avoiding your credit card bill till the last date. Naye Rules: If you do not pay the minimum amount due to your card for two consecutive billing bicycles, then an additional penalty of ₹ 100 will be done above your late payment fee. This penalty will continue to be imposed until you clear the minimum amount. SANSING: SBI now wants you to reduce the use of third-party apps and pay the merchant directly. Also, the bank wants to strictly implement the habit of paying bills on time. If you are a smart user and keep these rules in mind, you can easily avoid these additional charges.
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