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If you're looking for a plan that offers both stress-free lifetime security and good returns, the LIC Jeevan Umang policy could be the best option for you. This policy not only provides lifetime security but also provides investors with annual income benefits up to the age of 100.

The most important thing is that by investing approximately ₹1,302 per month, or approximately ₹15,600 annually, you can achieve significant savings and a fixed income. Simply put, the LIC Jeevan Umang policy offers a guaranteed long-term return with a low investment.

What is the LIC Jeevan Umang plan?

The LIC Jeevan Umang plan is a combination of life insurance and investment, offering investors lifetime security. This plan also offers guaranteed survival benefits and bonuses. The unique feature of the plan is its wide investment age range. Anyone from 90 days old to 55 years old can invest in this scheme.

This scheme is considered ideal for children, youth, and senior citizens. Investing in it not only provides lifelong security but also provides an annual income until the age of 100. This means that your hard work and savings can become a lifelong support.

An investment of ₹1,302 per month can generate an annual income of up to ₹40,000.
So, if you start investing in this scheme at the age of 30 and deposit approximately ₹1,302 per month for 30 years (the investment amount may vary), your investment will grow to approximately ₹15,600 per year, and the total investment will reach approximately ₹4.68 lakh in 30 years.

Once the premium payment term is complete, you will receive a guaranteed income of approximately ₹40,000 every year. This income continues until you reach the age of 100.

When to Start Investing

That is, if you start the plan at the age of 30 and live to be 100, you can receive a total income of up to ₹27.60 lakh. This plan not only protects your investment but also ensures a stable and regular income over a long period of time.

Life Protection for Up to 100 Years and Tax Savings
The LIC Jeevan Umang policy not only provides regular income, but also provides life insurance cover for up to 100 years. Furthermore, the amount received under this plan is completely tax-free.

You are eligible for tax exemption on the premium under Section 80C.

You are eligible for tax exemption on the maturity amount under Section 10(10D).

Thus, the LIC Jeevan Umang policy offers investors the benefits of protection, stable income, and tax savings all in one.

Why Choose the LIC Jeevan Umang Policy?
1. Lifelong Protection – Guaranteed life protection and investment for 100 years.
2. Regular Annual Income – Investing at the age of 30 provides a stable income for 100 years.
3. Large Returns with Low Investment – ​​Earn lakhs of rupees by investing just ₹1,302 per month.
4. Tax Savings – Tax benefits on premiums and maturity amount.
5. Best for Children and Senior Citizens – Wide investment age range.

Conclusion
Yes, if you want to ensure your money is safe, have lifetime security, and a stable income in the future, the LIC Jeevan Umang policy is the ideal choice for you. With a low monthly investment, large returns, long-term benefits, and tax savings, this plan is beneficial for every investor. Yes, through this scheme, you can not only secure your future but also strengthen the financial security of yourself and your family.

Disclaimer: This content has been sourced and edited from NDTV India. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.