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How to Save Money in Diwali Shopping: The festival of Diwali is a symbol of joy and colorful festivities, but the cost of shopping often weighs heavily on families. On average, a family spends ₹20,000 to ₹40,000 or more on Diwali, including clothing, sweets, lamps, decorations, and gifts. However, with some smart planning and following the right tricks, this expenditure can be reduced by 30 to 50 percent. So, let's explore 7 easy and effective ways to make every family's Diwali shopping smart and economical.

Trick 1: Budgeting is Important

A month before Diwali shopping, you should budget your expenses. For example, if the total budget is ₹1 lakh, then spend 30% on clothing, 20% on gifts, 20% on decorations, and 10% on sweets. Some online apps can help track your budget. This method prevents overspending and helps you plan your finances wisely.

Trick 2: Take advantage of sales and discounts

Online shopping offers range from 40% to 70% off during the Great Indian Festival sale on companies like Amazon and Flipkart. Buy essential items before Diwali and use a cashback card. For example, you can save up to 2,000 rupees on a purchase of 10,000 rupees.

Trick 3: Make a Shopping List

Always buy only essential items. Making a list before shopping and avoiding impulse buying a major way to save money. You can choose DIY or handmade options for gifts. This method can save up to 5,000 rupees.

Trick 4: Choose local markets
Shopping at malls is often expensive, so you should choose local markets to save money. Not only can you find goods at lower prices in the local market, but negotiations can also save an additional 20-30%.

Trick 5: Avoid EMIs
Remember that EMI purchases can incur interest rates of 14-36%. Therefore, if possible, pay with cash. If EMI is necessary, use a 0% interest card. Taking EMI on goods worth ₹50,000 can save you up to ₹5,000 extra.

Trick 6: Go Group Buying
Group buying with family or friends can offer bulk discounts. For example, saving up to ₹2,000 on a purchase of ₹10,000 can be possible.

Trick 7: Buy Second-Hand or Reuse

Recycle old clothes, lamps, and decorative items whenever possible. Additionally, you can save up to ₹10,000 by purchasing cheaper goods from certain online platforms.

Conclusion
Creating a budget, taking advantage of sales and offers, creating a shopping list, shopping in local markets, avoiding EMIs, group buying, and reusing—by adopting these seven smart tricks, you can control your spending and save thousands of rupees this Diwali. A smart Diwali should not only be about happiness but also about financial prudence.

Disclaimer: This content has been sourced and edited from Zee Business. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.