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Now UPI transaction has been made easier, there is no need for a PIN for payment! NPCI launched a new system
Samira Vishwas | October 9, 2025 6:24 AM CST

  • NPCI launched UPI Biometric Authentication
  • The more secure and faster it will be for the new option users
  • New options for users who do not have debit cards are beneficial

An important news for the upi payers. Now you do not have to put the PIN number while paying. Because now users will be able to make payment with faceide or fingerprint. National Payment Corporation of India (NPCI) Upi Biometric authentication has been launched. So now the online payment is likely to be safer and faster.

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User-Friendly options will be a biometric authentication

It is said that the biometric authentication launched by the National Payment Corporation of India (NPCI) will be considered a faster, safe and user-friendly option than the number number. The entire process of biometric authentication is going to be the device and now the process is going to replace the PIN number. UPI Payment Platform was launched in 2016 and since then this platform has been used for online payment. (Photo courtesy – pintterest)

Help a new option will help users

Launching biometrics system for UPI payment will now benefit users. With this new system, senior cities and new users will not face difficulties in paying. NPCI has said that so far the debit card detailed and Aadhaar OTP Varification was needed to create UPI PIN. But now after Aadhaar-based face authentication, it is going to be more easy and faster.

It will also be convenient for those who do not have a debit card. This system will also help prevent fraud. It is noteworthy that in recent times, many scams to the PIN number have been reported and the RBI has expressed concern about it. So now it will be important to see how this new system will be beneficial and how to help prevent scams.

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Money can be removed from ATM with fingerprint or faceide

Users can set up UPI PINs with the help of faceide and fingerprints. In addition, biometric authentication can also be used to withdraw money from ATM. Apart from this, users have to opt in. That is, the user can use PIN or FaceIDs, etc., according to his desire. On this feature, work begins for a long time.

How to work with a new feature?

This new feature can use the smartphone inbuilt security system. That is, if your phone is already provided with fingerprints or face recognition, you will also be used for UPI payment.

  • First, you have to choose the biometric authentication option in the UPI app.
  • Now, when you make payment, the app will also show you the option of confirming the transaction using your fingerprint or face recognition.
  • In addition, each payment will be cryptographically varied by the bank, so that security is maintained.


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