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The State Bank of India (SBI) has issued an important alert for its millions of customers across the country. If you frequently use SBI’s digital platforms such as YONO, UPI, Internet Banking, or Mobile Banking, take note — these services will remain temporarily unavailable for one hour on the night of October 11 due to scheduled system maintenance.

According to the bank’s official notification, the digital downtime will begin at 1:10 AM and continue until 2:10 AM on Friday night. During this period, several major digital channels, including SBI UPI, YONO app, Internet Banking, NEFT, RTGS, and IMPS, will remain inactive.

Reason Behind the Temporary Shutdown

SBI has clarified that this is not a technical glitch or outage, but part of its routine maintenance and system upgrade process. The objective is to improve backend efficiency, strengthen digital security, and enhance the overall customer experience on its platforms.

Regular maintenance of banking servers and payment gateways is crucial to ensure smooth and uninterrupted digital operations. SBI has planned this upgrade during late-night hours to minimize the impact on customers’ daily transactions.

Services That Will Be Unavailable

Between 1:10 AM and 2:10 AM on October 11, the following services will remain completely unavailable:

• UPI (Unified Payments Interface)

• YONO and YONO Lite Mobile Apps

• Internet Banking

• IMPS, NEFT, and RTGS Transfers

• SBI Quick and related online banking tools

However, ATMs will remain operational during this period, allowing customers to withdraw cash or check balances if needed. Additionally, UPI Lite — the lightweight version of UPI that supports small offline transactions — will remain active and can be used for low-value payments.

What Customers Should Do

SBI has advised all its users to complete important online transactions, bill payments, and money transfers before 1:00 AM on October 11. This precaution will help avoid inconvenience during the one-hour downtime.

Customers are also encouraged to keep sufficient cash for emergencies or use alternative bank accounts for essential payments during the maintenance window.

SBI stated that it has shared this alert in advance to ensure transparency and to help customers plan their financial activities without disruption.

Background and Customer Experience

In recent weeks, some SBI customers had reported occasional delays in UPI transactions. The bank responded promptly by recommending UPI Lite for smoother payments and by improving its backend systems. This upcoming maintenance is part of that same continuous effort to enhance performance, reduce transaction delays, and strengthen cybersecurity protocols.

SBI’s Focus on Digital Modernization

As India’s largest public sector bank, SBI manages billions of digital transactions every month. To handle this growing volume efficiently, the bank regularly upgrades its infrastructure. The one-hour maintenance session reflects SBI’s commitment to modernization and digital reliability.

SBI officials also mentioned that after this upgrade, customers can expect faster transaction processing, improved stability, and enhanced security features across all its platforms, including YONO and Internet Banking.

Final Advisory for SBI Customers

Customers should treat this announcement seriously and plan their financial activities accordingly. Ignoring the alert might lead to failed payments, delayed fund transfers, or transaction timeouts.

In summary:

• Downtime Duration: 1:10 AM to 2:10 AM on October 11, 2025

• Affected Services: UPI, YONO, Internet Banking, IMPS, NEFT, RTGS

• Available Alternatives: ATMs and UPI Lite

• Advice: Complete transactions before 1:00 AM and keep emergency cash on hand

SBI’s proactive communication reflects its focus on customer convenience and transparency. Once the maintenance is completed, the bank’s digital systems are expected to become even more efficient, secure, and user-friendly — ensuring smoother digital banking experiences for its millions of users nationwide.