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As the festive season approaches, farmers across India are eagerly waiting for the next installment of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme. Under this flagship government program, farmers receive financial assistance of ₹6,000 annually, distributed in three equal installments of ₹2,000 every four months.

This year, the 21st installment of the scheme has already been credited to the accounts of farmers in three states—Punjab, Himachal Pradesh, and Uttarakhand—raising hopes that others will also receive their payment before Diwali.

Advance Payment Released in Flood-Affected States

According to reports, the central government has released advance payments to around 27 lakh farmers in Punjab, Himachal Pradesh, and Uttarakhand. These states witnessed heavy rainfall and floods recently, causing severe damage to crops and farmland.

To provide immediate financial relief, the government decided to release the 21st installment early for these states. This gesture has brought much-needed support to the affected farmers and raised expectations among those in other states.

When Will Other Farmers Receive the 21st Installment?

Sources suggest that the 21st installment of the PM Kisan scheme is likely to be released in the last week of October 2025, just before Diwali. However, there has been no official confirmation from the government regarding the exact date.

Farmers are therefore advised to stay alert and ensure that their registration details and documents are properly updated to avoid any delays in receiving the funds.

Who Might Miss Out on the Payment?

Not all registered farmers will automatically receive the next installment. The government has set strict eligibility and verification rules to ensure transparency. Here are the key reasons why some farmers may not get the payment:

1. Incomplete e-KYC

Farmers who haven’t completed their e-KYC (electronic Know Your Customer) verification will not receive the benefit. The e-KYC process helps authenticate the identity of the beneficiary and can be completed both online through the PM-KISAN portal or offline at a CSC (Common Service Centre).

2. Incorrect or Inactive Bank Details

If your bank account details—such as the IFSC code or account number—are incorrect, or if your account is not linked with your Aadhaar, the transaction will fail. Farmers should check and update their bank information on the PM-KISAN website or through local centers.

3. Outdated Land Records or Registration

The government has tightened verification procedures and now releases payments only to farmers with updated land ownership documents and valid registrations.
It’s also mandatory for farmers to have their names registered not only on the PM-KISAN portal but also in the State Farmer Registry. These updates can be completed through a CSC center or the Farmer Registry App.

How to Check PM-KISAN Payment Status

Farmers can check their payment status by visiting the official PM Kisan portal (pmkisan.gov.in) and entering their Aadhaar number, bank account number, or mobile number. The website displays real-time updates on whether the installment has been credited or is pending verification.

Key Takeaways for Farmers

To ensure a smooth transfer of the upcoming installment before Diwali, farmers should:

• Complete their e-KYC verification immediately.

• Verify and update bank account details to avoid transaction failures.

• Make sure their land and farmer registry information is up to date.

• Regularly monitor their PM Kisan portal account for notifications and updates.

The Bottom Line

While Punjab, Himachal Pradesh, and Uttarakhand have already received their 21st PM-KISAN installment, farmers in other states are likely to receive ₹2,000 in their accounts by late October 2025, just in time for Diwali.

The PM-KISAN scheme, launched to ensure direct income support to small and marginal farmers, continues to be a vital financial lifeline—especially during times of inflation and agricultural uncertainty.

For those who have completed all formalities, the festive season could bring some extra cheer as the government prepares to roll out the much-awaited payment soon.