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LIC New Schemes :The country’s number one insurance company, Life Insurance Corporation of India (LIC), has given such a gift to its customers on this special occasion of Diwali that everyone was surprised. Yes, if you are thinking of investing money in any scheme of LIC, then do not miss this golden opportunity. The company has introduced two new insurance plans with safe returns for low income groups – ‘LIC Jan Suraksha’ and ‘LIC Bima Lakshmi’.

Both of these are of (Non-Linked) and (Non-Participating) category, which means market fluctuations will not make any difference to them and your investment will remain completely secure. These schemes are available for sale only in the domestic market, so check quickly.

public safety scheme

This ‘Jan Suraksha’ scheme of (LIC) is especially for those people who have low income but are worried about the security of their family. This is an amazing (Micro Insurance Plan), which provides life cover at a very low premium. The most interesting thing is that it is completely (Non-Linked) and (Non-Participating), that is, there is no connection with the share market and there is no hassle of any bonus. But Sum Assured provides 100% guarantee, which will always support the family.

The company says that this plan is best for those families where monthly income is limited, but financial protection is required. (LIC) is also offering flexible premium payment options here, so that you can set the payment schedule as per your pocket. Low premium, high coverage – This scheme can prove to be a game changer for low income people.

Bima Lakshmi Yojana

Now let’s talk about ‘LIC Bima Lakshmi’, which has been launched targeting middle class families. This scheme not only provides the shield of life insurance, but also gives tremendous benefits of savings and maturity benefit. You will receive the maturity amount at the end of the policy term, and will continue to have full insurance protection in between. This is also of (Non-Linked) and (Non-Participating) type, so away from market risk or bonus fluctuations.

The aim of (LIC) is to provide the perfect solution to those people who want to combine long term savings and insurance. The company claims that these (LIC Insurance Schemes) will give stable returns with low risk, which will prove to be real gold for investors. If you are planning to buy or invest in any of these schemes, talk to your nearest (LIC) agent immediately – don’t miss this Diwali gift!