EPFO Housing Advance: If you are also thinking of buying a plot, flat and house, then EPFO is giving advance money. Now you will not need to take a loan. If you are also planning to buy a plot, flat or house, then you can take advance from EPFO. According to the information, now you can also take advance from EPFO.
According to the information received, EPFO itself has shared this information and said that you can withdraw advance amount from your EPF account in an easy and safe manner. However, EPFO has also set some conditions for this. EPFO Housing Advance
EPFO terms?
According to the information, Regional Provident Fund Commissioner-I of EPFO Headquarters (Delhi) Alok Yadav said that any member can take advance from his EPF account to buy a plot, build a house or buy a flat. To avail advance membership must be for at least 5 years. According to the information received, there should be at least Rs 1000 employee contribution balance in your account. The plot or house should be in the name of the member or his partner or in the joint name of both. EPFO Housing Advance
Can I get advance?
According to the information received, 24 months’ salary for the plot on which EPF contribution has been made. Or the total amount deposited in your account including interest or the total cost of the plot, whichever is the lowest, you can get as advance. EPFO Housing Advance
What is the condition?
According to the information, if you want to take advance for a ready-made house, flat or house construction (EPF advance for house construction), then the total salary of 36 months on which EPF contribution is being given. According to the information received, you will be able to get either the amount deposited in the account along with interest or the total price of the house or the total cost of construction, whichever is the lowest. EPFO Housing Advance
How to take advance?
1. Open Umang App
2. Search EPFO
3. Tap on Race Claim EPFO Housing Advance
4. Enter UAN number
5. Fill the OTP received on the registered number
6. Enter your bank account, which is seeded in your UAN EPFO Housing Advance
7. If you have more than one member ID on your UAN, select the member ID from which you want to withdraw.
8. Fill the required information including your address
9. In the claim type, select Form-31 EPFO Housing Advance
10. Select the purpose for which you are taking the advance in Purpose
11. Fill advance amount
12. Click on the declaration checkbox EPFO Housing Advance
13. Receive OTP from Aadhaar and fill it and submit.
According to the information received, after this the advance amount will come to your account within a few days. The special thing is that you do not need to submit any kind of certificate, bank passbook or check book for advance. According to the information, apart from Umang App, you can apply for this advance through EPFO portal. EPFO Housing Advance
According to the information, EPFO has warned to withdraw money from EPF only when it is very necessary. Because it is the support of your old age.
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