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Banks to Remain Closed for Four Consecutive Days in Multiple States — Check the Full Schedule

With the festive season in full swing, several states are preparing for a four-day bank shutdown due to Chhath Puja celebrations. The Reserve Bank of India (RBI) has issued an updated list of holidays for October 2025, confirming that banks will remain closed from Saturday, October 25, to Tuesday, October 28, in various parts of the country.

This extended closure comes as Chhath Puja, one of the most revered festivals in eastern India, coincides with the fourth Saturday, Sunday, and two days of religious observance specific to the festival. Here’s a detailed look at where and when banks will remain shut.

Four Days of Bank Holidays: October 25–28

According to the RBI’s regional holiday calendar, the following days have been designated as non-working for banks across select states:

• October 25 (Saturday): Fourth Saturday – regular bank holiday nationwide

• October 26 (Sunday): Weekly Sunday closure

• October 27 (Monday): Chhath Puja (Evening Arghya) – holiday in Bihar, Jharkhand, and West Bengal

• October 28 (Tuesday): Chhath Puja (Morning Arghya) – holiday in Bihar and Jharkhand

While banking operations will resume on Wednesday, October 29, customers are advised to complete urgent banking transactions in advance or switch to online banking services for uninterrupted access during the holiday period.

About Chhath Puja: A Four-Day Festival of Devotion and Discipline

Chhath Puja, celebrated six days after Diwali, is a festival dedicated to the Sun God (Surya) and Chhathi Maiya. It holds immense significance in Bihar, Jharkhand, and Eastern Uttar Pradesh, where devotees observe strict rituals over four days.

The festival involves fasting, taking holy dips in rivers or ponds, and offering arghya (prayers) to the setting and rising sun. Devotees seek blessings for health, prosperity, and the longevity of their family members. The rituals begin with Nahay Khay (holy bath and clean eating) and conclude with Usha Arghya (morning offering to the sun).

October 2025 Bank Holiday Highlights

Here’s a snapshot of major banking holidays this month across different states:

• October 25: Fourth Saturday (nationwide holiday)

• October 26: Sunday (weekly closure)

• October 27: Chhath Puja (Evening Arghya) – Bihar, Jharkhand, West Bengal

• October 28: Chhath Puja (Morning Arghya) – Bihar, Jharkhand

• October 31: Sardar Vallabhbhai Patel Jayanti – holiday in Gujarat

Other regions may have state-specific holidays for local festivals such as Durga Puja, Diwali, and Maharishi Valmiki Jayanti, as listed by the RBI.

Banking Services During the Holiday Period

Even though physical branches will remain closed, essential banking operations will continue digitally. Customers can use ATMs, mobile banking apps, and internet banking to manage transactions, transfer funds, or pay bills. Most ATMs are expected to function normally, though temporary cash shortages are possible in rural areas.

Experts advise completing large withdrawals or cheque clearances before the weekend to avoid delays. Businesses and individuals relying on in-person services should also plan ahead, especially for salary processing, loan payments, or cheque settlements.

Final Word

The Chhath Puja holidays will bring a brief pause to banking activities in several states, marking an important period of faith and festivity. While physical branches stay closed, the convenience of online banking ensures that essential transactions continue smoothly.

So, if you live in Bihar, Jharkhand, or West Bengal, take note of these dates and plan your banking activities early to avoid last-minute inconvenience. The banks will be back to full operation on October 29, after the conclusion of Chhath Puja celebrations.