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The month of November every year is crucial for pensioners. During this month, all government pensioners must prove that they are alive so that their pension can continue to be received uninterrupted. Previously, this process required a visit to a bank or office, but now the Government of India has digitalized it. This facility is called the Digital Life Certificate (DLC) or "Jeevan Pramaan."

How does the Digital Life Certificate work?
The Digital Life Certificate is an Aadhaar-based biometric system. This means that the pensioner must prove their identity through fingerprints or eye scanning. Once the Aadhaar authentication is successful, the Life Certificate is automatically generated online and securely stored on the government's "Jeevan Pramaan" website.

Following this process, the pensioner receives an SMS on their mobile phone, providing the Jeevan Pramaan ID. Using this ID, anyone can download a PDF copy of the certificate.

Which pensioners cannot submit a Digital Life Certificate?

Now, the most important question is which pensioners cannot submit a digital life certificate? The Life Certificate system assumes that pensioners are neither re-employed nor remarried. However, if a pensioner rejoins a job or remarries, their pension eligibility or amount may change.

In such cases, the digital system cannot automatically detect this change, so these pensioners must submit a manual, offline life certificate at their pension disbursing office or bank. They may also need to provide additional documents to ensure their new status is updated.

Required Documents and Information
Before obtaining a digital life certificate, you must have certain information, such as your mobile number, PPO number, bank account number, the name of the Pension Disbursing Authority (PDA), and the Pension Sanctioning Authority (PSA). Additionally, biometric authentication (fingerprint or eye scan) linked to Aadhaar is mandatory.

What to do if your Life Certificate is rejected?
Sometimes, you receive an SMS informing you that your Life Certificate has been rejected. This means that either incorrect information was provided or there was a problem with biometric authentication. In such a situation, there's no need to panic. Simply contact your Pension Disbursing Agency (PDA) and generate a new digital Life Certificate with the correct information.

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