For employees, this news about the Employees’ Provident Fund Organisation (EPFO) is very useful. Every month, a portion of your salary is deposited into your EPF account for future savings. Usually, both the employee and employer contribute 12% of basic salary and DA (Dearness Allowance) each. This amount earns interest every year and can be withdrawn when needed. Here’s how you can check your EPF balance or withdraw funds easily.
1. Check EPF Balance via UMANG App-
Download the UMANG App (Unified Mobile Application for New-age Governance).
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Log in using your EPFO-registered mobile number.
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Go to Employee Centric Services → View Passbook.
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Enter your UAN (Universal Account Number) and verify with the OTP received on your mobile.
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Your PF balance and monthly contributions will appear on the screen.
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Visit the official website: https://www.epfindia.gov.in
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Navigate to Our Services → For Employees → Member Passbook, or go directly to: https://passbook.epfindia.gov.in/MemberPassBook/Login.jsp
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Log in using your UAN and password.
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Click on your Member ID to view your complete passbook, which includes monthly contributions, interest earned, and total balance.
Note: The passbook will only show details if your UAN is active and your employer has filed the ECR (Electronic Challan cum Return).
3. Check EPF Balance via Missed Call-
Give a missed call to 9966044425 from your registered mobile number.
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Within seconds, you will receive an SMS with your PF balance and last contribution details.
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This service works only if your UAN is linked with your bank account, PAN, and Aadhaar.
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Send an SMS: EPFOHO
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You will receive a message with your balance and transaction details.
Language Codes:
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ENG – English
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HIN – Hindi
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TAM – Tamil
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PUN – Punjabi
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GUJ – Gujarati
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MAR – Marathi
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KAN – Kannada
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TEL – Telugu
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MAL – Malayalam
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Last month, EPFO introduced new partial withdrawal rules under the EPFO 3.0 system.
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This will make it easier for members to withdraw funds.
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Soon, members will even be able to withdraw PF money via ATM.
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This decision was made during a Central Board of Trustees (CBT) meeting chaired by Labour Minister Mansukh Mandaviya on 13th October 2025.
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