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Digital Payment App India: digital payment company Paytm has launched a completely new version of its app, in which the power of Artificial Intelligence has been added. The company says that this new AI-Powered Paytm App Will give users a faster, smarter and personalized payment experience than ever before. More than 15 new features have been added in this update, including Gold Coins reward system, smart budgeting, AI tags and privacy controls.

Transaction history of users will now be analyzed smartly

The AI ​​engine added in Paytm’s new app will now automatically analyze the spending habits of users. The app will break down the expenses into different categories like shopping, bills, travel and utilities. This will make it easier for users to manage their budget and understand financial patterns. Additionally, the new Balance History section now shows the total balance across all UPI accounts on a single screen, eliminating the need to frequently check individual balances.

You will get digital gold reward on every payment

The biggest feature of this update is the Gold Coins feature. Now on every Paytm payment, users will get reward in the form of digital gold coin. Paytm says that this is the first time that a payment app has linked savings to transactions.

The company’s CEO Vijay Shekhar Sharma said, “Every Paytm payment will now become a golden payment. This is an innovative way to motivate Indian users towards savings.” If users wish, they can later convert these gold coins into real digital gold.

Magic Paste, Smart Scanner and Privacy Control

Many smart features have been added to the new app like Magic Paste, which auto-fills bank details or IFSC copied from WhatsApp. The Favorite Contacts feature lets you save frequently used contacts, while the Hide Payments option now further strengthens users’ transaction privacy. The new Paytm Smart Scanner can scan QR codes from any angle, turns on auto flash in low-light and also offers zoom-in support.

New options for NRIs and professionals

Paytm’s new app now also supports NRI users from 12 countries. They will be able to make UPI payments in India by linking their international mobile number to NRE or NRO account. Also, professionals like doctors, gym trainers, taxi drivers will now be able to receive payments directly on the home screen with the help of Receive Money widget.