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Will bank account become empty if Aadhaar card is lost? UIDAI gave clear information
Samira Vishwas | November 13, 2025 6:24 AM CST

Aadhaar Card Lost: Nowadays, without Aadhaar Card, many works come to a halt. Be it opening a bank account, availing the benefits of PM Kisan Yojana, getting a driving license or applying for a passport, Aadhaar is required everywhere. But many people have a fear in their mind: If the Aadhaar card is lost, will my bank account become empty? UIDAI has given a clear answer to this question by saying that just by losing the Aadhaar card, your bank account does not become empty. UIDAI has said that no one can withdraw money from your bank account just by knowing your Aadhaar number, name and address. Just as money cannot be withdrawn by knowing the ATM card number, similarly knowing the Aadhaar number also does not hack the bank account. To withdraw money from the bank, additional security like OTP, PIN or biometric authentication is required. If you do not give this information to anyone, then your account is 100% safe. UIDAI’s statement “Aadhaar number cannot be misused for banking or other services. Not a single such case has come to light.” But it is important to be careful, although Aadhaar card alone cannot withdraw money, fraudsters can use your Aadhaar information to open a fake bank account, apply for a loan in your name, buy a new SIM card, etc. This can cause financial loss and legal trouble. UIDAI takes care of your privacy. UIDAI has clarified that they do not have any information about your bank accounts, shares, mutual funds, health records, family, caste, religion or education. They keep only the basic information that you provide at the time of registration: – Name – Address – Date of Birth – 10 fingerprints – 2 Iris scans – Photograph – Mobile number (optional) What to do? If you lose your Aadhaar card, get it locked immediately – Download mAadhaar app from uidai.gov.in Download e-Aadhaar, do not give OTP or PIN to anyone, secure biometrics by locking Aadhaar No need to fear that your bank account will be empty due to loss of Aadhaar card. But it is important to be careful. UIDAI has made strong security arrangements.


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