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LIC FD Scheme 2025: LIC launches 3 new FD schemes, there will be guaranteed profit on investment
Samira Vishwas | November 15, 2025 4:24 AM CST

LIC FD Scheme 2025 :There is great news for Indian investors that under LIC FD Scheme 2025, LIC has launched three new fixed deposit schemes, which are giving higher returns than before. LIC FD Scheme 2025 can prove to be the perfect option for people looking for safe investment in this period of economic fluctuations.

These new schemes have great features like high interest rates, flexible tenure and guaranteed returns. If you deposit ₹50,000, you can get an additional profit of around ₹11,000 on maturity. LIC FD Scheme 2025 has been specially designed for medium and long term investors, so that they can benefit from safe profits as well as tax savings.

Experts say that this scheme is better than bank FD, because it has both government backing and stable interest rates. You can strengthen your financial security by investing in LIC FD Scheme 2025.

Key Features of LIC FD Scheme 2025

There are many attractive options for investors in LIC FD Scheme 2025. You can deposit money between 1 to 5 years tenure and enjoy fixed interest rate every year. The minimum investment is only ₹10,000, which means even small investors can easily join.

The most amazing thing – on an investment of ₹ 50,000, a profit of about ₹ 11,000 is guaranteed in 3 years. Senior citizens will get additional interest rate, which will further increase their returns. LIC FD Scheme 2025 is giving people an opportunity for safe investment, which guarantees financial stability.

Analysis of LIC’s high return schemes

LIC has divided the new schemes into three categories – short term, medium term and long term FD. Short term has a tenure of 1 to 2 years, while long term has a lock-in of up to 5 years. Both monthly interest payment and annual return options are available, so you can choose as per your need. The interest rate in LIC FD Scheme 2025 ranges from 7.5% to 8.25%, which is much better than bank FD.

Tax benefits may also be available, which makes the overall returns higher. Experts consider it best for investors with medium risk. LIC FD Scheme 2025 is really proving to be a game changer.

Benefits of investing in LIC FD Scheme

The biggest plus point of investing in LIC FD Scheme 2025 is its reliability. Being a government undertaking, your money remains 100% safe. Maturity amount is received at fixed time and market risk is zero. This is perfect for those who want stable income. Now the process of LIC FD Scheme 2025 has become completely digital – you can open FD by applying online from home. LIC FD Scheme 2025 is making investment easy and safe.

What things should be kept in mind before investing

Remember some important things before investing money in LIC FD Scheme 2025. First decide for how long you want to invest, because there may be a penalty for withdrawal before maturity. Interest rates may change depending on market conditions, so check the latest rates. Keep the auto-renewal option on, so that the money gets automatically reinvested after maturity. Follow these tips for smart investment in LIC FD Scheme 2025.


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