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December 2025, the final month of the year, is set to have 18 days of bank holidays, including regular weekly off days and various public festivals across states. Among these, 6 days are common weekly off days applicable nationwide, while the remaining days vary by state according to local observances.

If you’re planning to deposit a cheque, open a new account, apply for a loan, or handle other banking transactions in December, it’s wise to consult the holiday calendar in advance. That way you can avoid surprise delays or blocked services.

Some of the major state-wise bank holiday dates to note:

• 1 December (Monday) – Indigenous Faith Day (Arunachal Pradesh)

• 3 December (Wednesday) – Feast of St. Francis Xavier (Goa)

• 12 December (Friday) – Pa Togan Nengminja Sangma Day (Meghalaya)

• 18 December (Thursday) – Guru Ghasidas Jayanti (Chhattisgarh) / U Soso Tham Commemoration (Meghalaya)

• 19 December (Friday) – Goa Liberation Day (Goa)

• 24 December (Wednesday) – Christmas Eve (Meghalaya, Mizoram)

• 25 December (Thursday) – Christmas Day (most states; banks across Delhi, Mumbai, Goa, Kolkata, UP, Bihar, Rajasthan will be closed)

• 26 December (Friday) – Christmas Celebration (Meghalaya, Mizoram, Telangana) / Shaheed Udham Singh Jayanti (Haryana)

• 27 December (Saturday) – Guru Gobind Singh Jayanti (Haryana, Punjab, Himachal Pradesh)

• 30 December (Tuesday) – U Kiyang Nungbah Day (Meghalaya) / Tamu Losar (Sikkim)

• 31 December (Wednesday) – New Year Eve/Imoinu Iratpa (Mizoram, Manipur)

Additionally, all states will observe the usual weekly holidays (Sundays and some Saturdays) which contribute to the total of 18 bank-off days.

• Branches will be closed on the listed dates — no cash withdrawals, cheque acceptance, or manual banking counters in service.

• Online banking, UPI and other digital services may still work, but any document requiring branch validation will face delays.

• If you need to complete time-sensitive transactions (loan applications, account opening, large transfers) plan around these holidays.

• Local state holidays affect only the branches in that particular state — national holidays like 25 December apply to all.

✔ Check your local bank branch holiday list — state-specific holidays vary.
✔ Schedule transactions early — avoid waiting until the last business day before a holiday.
✔ Use digital services for routine needs, but for required branch visits (signature, verification) plan around off-days.
✔ Set reminders for form submissions or cheque deposits to avoid being caught out.

December sees a blend of national festivals (Christmas), religious observances, and local commemorations. Rather than disrupting business multiple times, RBI releases a consolidated list each year so banks and customers can better prepare.

With 18 bank holidays in December 2025, being proactive is key. By planning your banking tasks around the off-days, you’ll avoid last-minute hassles and delays. Mark the major dates, set reminders, and ensure your financial activities continue smoothly right up to year-end.

Would you like me to send a printable calendar of these bank holidays (state-wise) or provide an addendum list with all branches in your region?