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The central and state governments across the country are continuously launching schemes that provide benefits to the common people at a low cost. The Pradhan Mantri Jeevan Jyoti Bima Yojana is a prominent name among these. Its aim is to provide protection to poor and low-income families against emergencies.

Millions of people across the country are ensuring financial security for themselves and their families by joining the Pradhan Mantri Jeevan Jyoti Bima Yojana. For a long time, people had been wanting a scheme that offered greater protection at a minimal premium.

The Pradhan Mantri Jeevan Jyoti Bima Yojana fulfilled this requirement. Now, even low-income families can avail themselves of life insurance and provide financial support to their families in case of an unexpected situation.

This scheme provides annual life insurance cover, which must be renewed every year. By paying a premium of just ₹436, you receive an annual insurance cover of ₹2 lakh. This is a very cost-effective way to protect your family from unexpected events.

The low investment and significant protection offered by this scheme make it unique. Applicants for the Pradhan Mantri Jeevan Jyoti Bima Yojana must be between 18 and 50 years of age. A bank account is also required, as the premium is automatically debited from that account.

This scheme has been designed to be simple and digital-friendly, allowing everyone to use it without hassle. In the event of the insured's death, the nominee receives an immediate disbursement of ₹2 lakh.

Registration for this scheme is easy. You can apply at your nearest bank. Required documents, such as an Aadhaar card, identity card, bank account passbook, mobile number, and passport-size photo, must be present at the time of application.