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Suryoday Small Finance Bank FD rates: Nowadays, while most of the big banks are reducing the interest on FD, the investors are worried about how to get safe and good returns on their deposits. If you are also in the same dilemma, then ‘Suryoday Small Finance Bank’ has brought a relief news for you. This bank has increased its interest rates from 3rd December 2025. The special thing is that now this bank is giving a huge interest of 8% per annum on FD of 5 years. Which plan has the most benefit? According to the new list released by the bank, if you put your money in FD (Fixed Deposit) for 5 years, then you will get interest at the rate of 8%. The best thing is that this 8% rate has been kept the same for both common citizens and senior citizens. Generally, tax is also saved on FD of 5 years, so this is a double benefit. What are the rates for short period? Even if you do not want to block money for 5 years, the bank has good options: 1 year FD: If you invest only for one year, you will get a return of 7.25%. 18 months: The bank is offering 7.50% interest on FD of one and a half year. Short period: 6 months FD. The interest rate is 6.75%. Is your money safe? (Trust of DICGC) Often people have a fear about small finance banks that what will happen if the bank goes bankrupt? To remove this fear, it is important for you to know that this bank comes under DICGC (Deposit Insurance and Credit Guarantee Corporation). If you understand in simple language, a subsidiary of the Reserve Bank guarantees your money. Even if something happens to the bank, your deposit amount and interest up to Rs 5 lakh are completely safe and you will get it back. So if you are looking for a safe way to invest for the long term, then this new rate can strengthen your portfolio.