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As December begins, many people are wondering whether banks will operate on the first Saturday of the month. According to Reserve Bank of India (RBI) norms, banks across the country remain open on the first, third and fifth Saturdays, while they are closed on the second and fourth Saturdays. Since this rule is applicable nationwide, customers can expect uniform banking operations irrespective of their city.

With several regional festivals and national observances lined up this month, it becomes essential to check the detailed bank holiday schedule for December 2025. Here's a complete breakdown of the days when banks have already remained closed and the dates ahead when banking services will remain unavailable in different states.

Bank Holidays in December 2025: Complete List

December 1 (Monday)

Banks in Arunachal Pradesh and Nagaland were closed due to Statehood Day and Indigenous Faith Day.

December 3 (Wednesday)

Banks in Goa observed a holiday on account of the Feast of St. Francis Xavier.

December 7 (Sunday)

A regular weekly off—banks across India remained closed.

Second Week Holidays

December 12 (Friday)

Banks in Meghalaya were shut to mark the Death Anniversary of Freedom Fighter Pa Togan Nengminza Sangma.

December 13 (Saturday)

The second Saturday, so banks across India remained closed.

December 14 (Sunday)

Weekly holiday.

Mid-December Regional Holidays

December 18 (Thursday)

Bank holiday in Meghalaya on the Death Anniversary of Khasi poet U Soso Tham.

December 19 (Friday)

Banks in Goa closed for Goa Liberation Day.

December 20 (Saturday)

Banks in Sikkim remained shut for the Losoong/Namsoong festival.

December 21 (Sunday)

Weekly closure nationwide.

December 22 (Monday)

Sikkim observed the second day of the same festival, continuing bank closures in the state.

Christmas Week Bank Holidays

December 24 (Wednesday)

Christmas Eve holiday in Nagaland, Meghalaya and Mizoram.

December 25 (Thursday)

Banks across India closed for Christmas.

December 26 (Friday)

In Nagaland, Meghalaya and Mizoram, banks remained shut for extended Christmas celebrations.

December 27 (Saturday)

The fourth Saturday, so banks remained closed nationally.

December 28 (Sunday)

Weekly off.

Year-End Week Holidays

December 30 (Tuesday)

Bank holiday in Meghalaya for the Death Anniversary of U Kiang Nangbah.

December 31 (Wednesday)

Banks remained closed in Mizoram and Manipur for New Year’s Eve and the Imoinu Eratpa festival.

State-wise Bank Holiday Matrix for December 2025

Below is a simplified representation of state-level holidays (● indicates bank closure):

• Agartala: ●

• Aizawl: ● ● ● ●

• Imphal: ● ●

• Itanagar: ● ●

• Kohima: ● ● ● ●

• Gangtok: ● ● ●

• Panaji: ● ● ●

• Shillong: ● ● ● ● ●

• Other major cities (Delhi, Mumbai, Jaipur, Ahmedabad, Hyderabad, Bengaluru, Kolkata, Chennai, Lucknow, Chandigarh, Bhopal, Raipur, Ranchi, Nagpur, Kochi, Patna, Vijayawada, Srinagar, Shimla) observe only national holidays such as Christmas or weekends unless specified by RBI.

Why RBI Declares Specific Holidays?

RBI’s holiday schedule is prepared based on:

• Regional festivals and cultural events

• Birth and death anniversaries of eminent personalities

• State formation days

• National holidays and scheduled weekends

Here’s what each major holiday represents:

Occasion	Date
Statehood Day / Indigenous Faith Day	Dec 1
Feast of St. Francis Xavier	Dec 3
Pa Togan Nengminza Sangma Day	Dec 12
U Soso Tham Anniversary	Dec 18
Goa Liberation Day	Dec 19
Losoong/Namsoong Festival	Dec 20 & 22
Christmas Eve	Dec 24
Christmas	Dec 25
Post-Christmas Holiday	Dec 26
Fourth Saturday	Dec 27
U Kiang Nangbah Anniversary	Dec 30
New Year’s Eve / Imoinu Eratpa	Dec 31

Key Takeaway

• First, third and fifth Saturdays – Banks OPEN

• Second and fourth Saturdays – Banks CLOSED

• Several state-specific holidays may affect banking in selected regions

• Customers should plan their bank visits accordingly, especially during festive weeks and year-end closures.

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