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Bank Holidays January 2026: As the new year begins, January is often a busy month for people planning important banking tasks. Whether it is updating account details, completing KYC, handling loan-related paperwork, or submitting essential documents, many banking activities still require a visit to the bank branch despite the rapid growth of digital banking services. That is why knowing the complete list of bank holidays in advance can help you plan your work smoothly and avoid last-minute inconvenience.

If you are planning to visit a bank in January 2026, it is important to note that banks will remain closed on several days due to national holidays, state-specific festivals, weekends, and RBI-mandated Saturdays. Below is a detailed and state-wise list of bank holidays in January 2026, prepared to help customers plan their banking activities better.

Complete List of Bank Holidays in January 2026 (State-wise Details) January 1, 2026 (Thursday)

Reason: New Year / Gaan-Ngai Festival
Banks will remain closed in the following cities:

• Aizawl (Mizoram)

• Chennai (Tamil Nadu)

• Gangtok (Sikkim)

• Imphal (Manipur)

• Itanagar (Arunachal Pradesh)

• Kohima (Nagaland)

• Kolkata (West Bengal)

• Shillong (Meghalaya)

January 2, 2026 (Friday)

Reason: New Year Celebrations / Mannam Jayanti
Bank branches will be closed in:

• Aizawl (Mizoram)

• Kochi (Kerala)

• Thiruvananthapuram (Kerala)

January 3, 2026 (Saturday)

Reason: Birthday of Hazrat Ali

• Lucknow (Uttar Pradesh)

January 4, 2026 (Sunday)

Reason: Weekly Holiday

• Banks closed across India

January 10, 2026 (Saturday)

Reason: Second Saturday of the Month

• Banks closed nationwide

January 11, 2026 (Sunday)

Reason: Weekly Holiday

• Banks closed across India

January 12, 2026 (Monday)

Reason: Swami Vivekananda Jayanti

• Kolkata (West Bengal)

January 14, 2026 (Wednesday)

Reason: Makar Sankranti / Magh Bihu
Bank holiday in:

• Ahmedabad (Gujarat)

• Bhubaneswar (Odisha)

• Guwahati (Assam)

• Itanagar (Arunachal Pradesh)

January 15, 2026 (Thursday)

Reason: Pongal / Uttarayan Punyakal / Makar Sankranti
Banks will remain closed in:

• Bengaluru (Karnataka)

• Chennai (Tamil Nadu)

• Gangtok (Sikkim)

• Hyderabad (Telangana)

• Vijayawada (Andhra Pradesh)

January 16, 2026 (Friday)

Reason: Thiruvalluvar Day

• Chennai (Tamil Nadu)

January 17, 2026 (Saturday)

Reason: Uzhavar Thirunal

• Chennai (Tamil Nadu)

January 18, 2026 (Sunday)

Reason: Weekly Holiday

• Banks closed across India

January 23, 2026 (Friday)

Reason: Netaji Subhas Chandra Bose Jayanti / Saraswati Puja / Basant Panchami
Bank branches closed in:

• Agartala (Tripura)

• Bhubaneswar (Odisha)

• Kolkata (West Bengal)

January 24, 2026 (Saturday)

Reason: Fourth Saturday of the Month

• Banks closed nationwide

January 25, 2026 (Sunday)

Reason: Weekly Holiday

• Banks closed across India

January 26, 2026 (Monday)

Reason: Republic Day

• Banks closed in all states and union territories

Important Note for Bank Customers

While banks remain shut on these dates, customers can still access online banking services, including mobile banking apps, UPI payments, net banking, and ATM services. However, services such as cheque clearance, branch-based approvals, locker access, and document verification may be affected on bank holidays.

Customers are advised to complete urgent banking work in advance and keep track of state-specific holidays, as bank closures may vary depending on local festivals and observances.

Conclusion:
January 2026 has several bank holidays due to festivals, weekends, and national observances. If you have important banking tasks planned, checking this holiday list beforehand will help you save time and avoid unnecessary delays. Stay informed, plan ahead, and make the most of digital banking services whenever possible.