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• LIC’s new plans in the new year
• Investors will get benefit only benefit
• Which plan will be safe?

Last year, in 2025, the Life Insurance Corporation of India (LIC) launched several unique schemes that not only provide protection but also investment, pension and savings options. These new LIC schemes offer better protection, investment and pension opportunities to Indians in 2025. LIC’s mission is to provide adequate financial security to all age groups and needy persons. Whether you are young, a family head, a woman or looking for a post-retirement pension – LIC has launched schemes for every goal. Let’s see them.

LIC Protection Plus

First is LIC Protection Plus (Plan 886). It is a linked and savings plan that offers investment benefits along with life insurance. Policyholders can choose the investment fund of their choice and have the option to increase or decrease the sum assured during the policy term. Top-up premiums can also be paid if needed and partial withdrawals can be made after 5 years.

• Age limit is 18-65 years
• The policy term is flexible
• The policy term is very beneficial
• You also get insurance coverage as well as investment benefits

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LIC Bima Kavach

LIC Bima Kavach (Plan 887) is a non-linked, pure life protection plan. The main advantage of this scheme is that if the policyholder unfortunately dies during the policy term, the family gets an irrevocable and guaranteed death benefit. The policyholder can choose from two options and this benefit can be availed in installments as well.

• A very straightforward security plan
• Fixed death benefit
• Installment benefit option

LIC Jan Suraksha (Plan 880)

This LIC The scheme is specially designed for middle income group and low income group beneficiaries. It is a life micro insurance plan that offers cover at a low premium. If the policyholder dies during the policy term, the family gets financial security. If the policyholder survives, they get a lump sum after maturity.

• Simple policy terms
• No medical test is required
• Guaranteed benefits

LIC Bima Lakshmi (Scheme 881)

This scheme is specially designed for women. This plan pays a fixed sum every 2 or 4 years or after paying the premium – a fixed amount with life cover. It also offers cover for limited illnesses and guaranteed maturity benefits.

• This scheme has been specially designed for women
• Achieving timely payment ie repayment
• The policy offers sickness cover and maturity benefits.

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LIC Smart Pension (Scheme 879)

This scheme is an immediate pension scheme. The policyholder can get regular pension immediately after depositing the lump sum. These plans are available for both individuals and groups and offer single or joint life pension options.

• Immediate pension benefits
• Single/joint life options

Why is this plan special?

LIC has specially designed these schemes to meet the new GST norms in 2025 and changing financial needs. They include everything from micro-insurance to pensions, savings and women-centric protection. There are options for every age and income group.

Note: Investments are subject to market risks. If you want to invest in this, consult a certified investment advisor first. for any profit or loss of your kind Navarashtra.com will not be responsible.