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SBI Life-owned NBFC stock Paisalo Digital announces ₹188.5 crore fund raise
Sanjeev Kumar | January 6, 2026 9:22 PM CST

SBI Life-owned NBFC stock Paisalo Digital on Tuesday, January 6, announced it had secured ₹188.5 crore to reduce the cost of funds, strengthen capital efficiency, and scale growth initiatives.
The small-cap NBFC said it had raised the money at an annual ROI of 8.5% through its latest listed issuances in Q3. In an exchange filing on January 6, the company said: "Paisalo Digital has successfully raised nearly ₹188.5 crores at an annual ROI of 8.5% through its latest listed issuances in Q3. This raise highlights the company's strong credit profile, disciplined risk management, and robust balance-sheet strength." The company said this issuance may meaningfully reduce its cost of funds, strengthen its medium-term capital base, and enhance its lending capacity. This raise comes at a time when NBFCs with strong governance and disciplined underwriting are expected to emerge as beneficiaries of evolving market dynamics. It said it will deploy the proceeds to support its pan-India expansion across 22 states and UTs, deepen its High Tech-High Touch distribution model, and accelerate the rollout of new lending products aimed at micro-entrepreneurs, self-employed borrowers, and underserved income segments. With 4,380 touchpoints and a rapidly growing customer franchise, Paisalo is positioned to capture a larger share of India's formalising MSME and income-generation credit ecosystem. Paisalo Digital shareholding pattern As per the BSE shareholding pattern data, SBI Life Insurance held 6,21,14,267 shares, equivalent to 6.83% of total voting rights, by the end of the September quarter of the current financial year. Foreign portfolio investors (FPIs) cumulatively held nearly 19 crore shares, or 20.89% of total voting rights, by the end of Q2FY26. Paisalo Digital share price hit a 52-week high of ₹48.19 on January 17 and a 52-week low of ₹29.40 on June 20 last year. The small-cap stock has fallen 22% over the last year, but has seen decent gains lately. Over the last six months, it has jumped 15%. On Tuesday, January 6, the stock fell by 0.90% to end at ₹35.23 on the BSE.


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