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Investment Tips: If you make a habit of saving Rs. 200 every day, even small savings can grow into a large fund over time. With the right planning, you can create a strong financial cushion for the future.

Investment Tips: In today's world, people are starting to invest much earlier to build a large fund for the future. With rising inflation and changing lifestyles, simply earning money is no longer enough. It has become essential to grow your money by investing it wisely. Previously, it was believed that a large fund was only for high earners.

But this mindset is changing. Small daily savings, such as skipping that daily coffee or cutting down on unnecessary expenses, can help build a large fund in the long run. These small habits gradually become strong investments and create a significant financial safety net for the future. Learn how saving Rs. 200 every day can help you accumulate Rs. 25 lakhs.

Invest in Mutual Fund SIPs

Today, mutual fund companies are offering facilities like Daily SIPs, where you can start investing with just Rs. 100 or Rs. 200 per day. This is extremely useful for people with limited salaries or those who don't have a large sum of money to invest at once.

Salaried individuals, freelancers, and small business owners can all benefit from this approach. The biggest advantage of daily investing is that the money is invested gradually and without pressure. You don't even realize that you are making a significant investment. But over time, these small investments grow into a large fund.

How to Build a Rs. 25 Lakh Fund?

Let's understand this in simple terms. Suppose you invest Rs. 200 every day. This means you are investing approximately Rs. 6000 per month and about Rs. 72000 per year. If you continue this investment for 14 years and assume an average annual return of 12 percent, your total investment will be approximately Rs. 10.08 lakhs. During this period, you could receive a return of approximately Rs. 16 lakhs. At maturity, the total amount reaches approximately ₹26 lakh.

Why is Daily SIP the best?

The biggest advantage of a daily SIP is the power of compounding. The longer your money stays in the market, the faster it grows. Additionally, investing daily provides the benefit of rupee cost averaging, which reduces the impact of market fluctuations. This method also helps you avoid unnecessary spending and instills a strong habit of saving. Keep in mind that inflation and taxes can affect your returns. It would be wise to increase your SIP amount as your income grows.