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News India Live, Digital Desk: Nowadays the risk has increased a lot in the market, in such a situation we all want that our money should be in safe hands and get good interest on it. For years, PPF has been stuck around 7.1%, but some special schemes of the post office have now gained momentum and are becoming a new source of profit for the middle class. Why only 7.1%, when the way for more is open? If you have a daughter in your house, then ‘Sukanya Samriddhi Yojana’ (SSY) can prove to be the biggest boon for you. While PPF offers 7.1%, Sukanya Yojana is currently offering a handsome interest of 8.2%. This scheme is especially for those fathers who want to add a huge amount from today itself for their daughter’s education and marriage. There is ‘good news’ for women and elderly too. Why only daughters, the government has launched schemes like ‘Mahila Samman Savings Certificate’ for women too, which are directly giving fixed interest of 7.5%. This is best for those women who want a little more profit than bank FD and want to invest the money for a short period like 2 years. Not only this, if we talk about our elders, then in Senior Citizen Saving Scheme (SCSS), we are getting direct returns at the rate of 8.2%, which is much better than any PPF or ordinary FD. Why is the post office the first love of the middle class? Sure belief: Here, every single penny of yours is safe with the Government of India. Tax savings: Many schemes like Sukanya and PPF also get exemption in income tax under Section 80C. Magic of compounding: Post office schemes also provide interest on annual interest, due to which even your small savings turn into funds worth lakhs in no time. Easy start: You can start your account with very little money (₹ 500 or ₹ 1000).