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If you are planning any important banking work in February 2026, this update is a must-read. The Reserve Bank of India (RBI) has officially released the complete list of bank holidays for February, covering weekly offs, mandatory Saturday closures, and state-specific festival holidays. Knowing these dates in advance can help you avoid last-minute hassles and manage your financial tasks smoothly.

Let’s take a detailed look at when banks will remain closed, which states will observe additional holidays, and what banking services will continue during these off days.

As per RBI norms, banks across the country remain shut on Sundays and on the second and fourth Saturdays of every month. These closures apply uniformly to all states and Union Territories.

Here are the nationwide bank holidays in February 2026:

• February 1 (Sunday) – Weekly holiday

• February 14 (Saturday) – Second Saturday

• February 15 (Sunday) – Weekly holiday

• February 22 (Sunday) – Weekly holiday

• February 28 (Saturday) – Fourth Saturday

On these dates, all public and private sector bank branches will remain closed throughout India.

Apart from regular weekly holidays, several states will observe additional bank closures due to regional festivals and important state-specific events.

• February 15 – Mahashivratri
  Banks will remain closed in many states including Delhi, Uttar Pradesh, Bihar, Maharashtra, Karnataka, Tamil Nadu, Andhra Pradesh, and several others. Since Mahashivratri falls on a Sunday in 2026, many regions will already observe a weekly holiday.

• February 18 – Losar (Sikkim)
  Banks will remain shut in Sikkim on account of the Tibetan New Year celebration.

• February 19 – Chhatrapati Shivaji Maharaj Jayanti (Maharashtra)
  Banking operations will be suspended across Maharashtra to mark the birth anniversary of the Maratha warrior king.

• February 20 – Statehood Day (Arunachal Pradesh and Mizoram)
  Banks will remain closed in Arunachal Pradesh and Mizoram.

Since holiday dates vary from state to state, customers are advised to check their local RBI holiday calendar before visiting a bank branch.

Even when bank branches are closed, customers will not be completely cut off from banking facilities. Several digital and automated services will continue to operate:

• UPI transactions will work without interruption

• Internet banking and mobile banking apps will remain active

• ATM cash withdrawals and balance inquiries will be available

However, services that require physical presence at a bank branch will not be available, including:

• Cheque clearance

• Demand drafts

• Locker access

• Over-the-counter banking services

RBI and banks advise customers to complete essential banking tasks well in advance, especially if they live in states observing additional festival holidays. February’s second half includes multiple closures, which could delay urgent branch-related work.

Planning ahead can help you avoid inconvenience and ensure smooth financial transactions throughout the month.