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February is the shortest month of the year, and as a result, banks will observe fewer holidays compared to other months. However, when weekly offs are included, banks will remain closed for a total of 9 days in February 2026, according to the Reserve Bank of India (RBI) holiday calendar.

Out of these nine days, three holidays fall due to festivals and state-specific observances, while the remaining six holidays are regular weekly closures, including all Sundays and the second and fourth Saturdays. These bank holidays are not nationwide — closures will apply only in specific states depending on local celebrations and official observances.

If you have important banking tasks planned, it is advisable to check the holiday list in advance to avoid last-minute inconvenience.

Major Bank Holidays in February 2026 (Festival & State-Wise)

Several banks will remain closed due to regional festivals and state-level holidays. Here are the key dates:

February 18, 2026 — Losar Festival (Sikkim)

Banks in Sikkim will remain closed on this day due to the Losar Festival, which marks the Tibetan New Year. Losar is a major cultural and religious celebration in the region, featuring traditional rituals, music, dance performances, and community gatherings.

February 19, 2026 — Chhatrapati Shivaji Maharaj Jayanti (Maharashtra)

Banks in Maharashtra will observe a holiday on Shivaji Jayanti, celebrating the birth anniversary of Chhatrapati Shivaji Maharaj, the founder of the Maratha Empire. This day is a public holiday across the state and is marked by ceremonies, parades, and cultural programs.

February 20, 2026 — Statehood Day (Mizoram & Arunachal Pradesh)

Banks will remain closed in Mizoram and Arunachal Pradesh on Statehood Day, commemorating the date in 1987 when both regions were granted full state status. The occasion is celebrated with official events, cultural programs, and public functions.

Weekly Bank Holidays in February 2026

Apart from festival-related closures, banks will also be closed on regular weekly holidays, including:

• All Sundays

• Second Saturday

• Fourth Saturday

These standard weekly closures account for six of the total nine bank holidays in February.

Important Note: Bank Holidays Vary by State

It is important to remember that bank holidays differ from state to state based on regional festivals and local government notifications. Customers should verify holidays specific to their state through the RBI website or official bank announcements before planning branch visits.

Will Banking Services Be Available on Holidays?

Although physical bank branches will remain closed, customers can continue using digital banking services without interruption.

Services Available During Bank Holidays:

• Internet Banking

• Mobile Banking Apps

• SMS Banking

• WhatsApp Banking

• UPI & Online Fund Transfers

• Balance Inquiry

• Bill Payments

• Mobile & DTH Recharges

• Cheque Book Requests

• Stop Cheque Services

• Debit Card & Credit Card Transactions

Digital platforms ensure that essential banking services remain accessible, reducing dependency on branch visits.

Why Planning Bank Work in Advance Is Important

With fewer working days in February, customers should plan ahead for tasks such as:

• Cash withdrawals

• Loan or EMI-related visits

• Cheque deposits

• Account-related services

• Large financial transactions

Early planning can help avoid delays in payments, business operations, or financial commitments.

Summary: February 2026 Bank Holiday Overview

• Total Bank Holidays: 9 days

• Festival/State Holidays: 3 days

• Weekly Offs (Sundays & 2nd/4th Saturdays): 6 days

• Digital Banking: Fully operational

Despite branch closures, the continued availability of online banking tools ensures convenience for customers across India.