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PM Suraksha Bima Yojana: Pradhan Mantri Suraksha Bima Yojana is an important social security scheme of the Government of India. Which has been started with the aim of providing financial security to common citizens in case of an accident. This scheme is especially beneficial for those people. Those who cannot afford expensive insurance. This plan provides huge insurance cover at a very low premium.

What is Pradhan Mantri Suraksha Bima Yojana

Under this scheme, if a person dies in an accident or becomes permanently disabled. So the insurance amount is given to him or his family. This scheme is linked to the bank account and is automatically renewed every year. As long as the beneficiary remains eligible.

Main objective of the scheme

The objective of Pradhan Mantri Suraksha Bima Yojana is to provide accident insurance facility to the poor and middle class people of the country. A sudden accident should not put a financial burden on the family. Keeping this in mind this scheme was started.

Who can take advantage of the scheme

All people between the age group of 18 years to 70 years can avail the benefit of this scheme. Who have a bank account. The beneficiary’s bank account should be linked to Aadhaar. A person can avail the benefits of this scheme from only one account.

Information about premium and sum insured

Under Pradhan Mantri Suraksha Bima Yojana, a premium of only Rs 20 has to be paid annually. This amount is deducted directly from the beneficiary’s bank account. Insurance cover up to Rs 2 lakh is provided in case of accidental death or total permanent disability. In case of partial disability, the insurance amount is given as per the prescribed rules.

Major benefits of the scheme

The biggest advantage of this scheme is that accident insurance cover is available at very low cost. This provides mental and financial security to the common man. The scheme is simple and does not require much documentation.

conclusion

Pradhan Mantri Suraksha Bima Yojana is a reliable and useful scheme for common citizens. This scheme provides financial support to the family at the time of accident and reduces future worries. Every eligible person must join this scheme and take its benefits.

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