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A major update has been released for EPFO ​​3.0; you can now receive your full PF amount in just a few days..
Shikha Saxena | February 3, 2026 8:15 PM CST

If you are a salaried employee and your money is deposited in EPF, then this news is very good for you. The Employees' Provident Fund Organisation (EPFO) has made its system largely digital and smart. Thanks to the changes made under EPFO ​​3.0, withdrawing PF money has become much easier and faster than before.

The central government has informed the Rajya Sabha that online EPF claims are now being settled in an average of just 8 days. This means that if your information is correct and your KYC is complete, the money can be credited to your account within a week.

No more long waits for PF claims
Previously, EPF claims used to take several weeks or months. Files would get stuck, there would be delays in employer approval, or money would be held up due to profile errors. But this picture is changing after the improvements made in EPFO ​​3.0. According to government data, till January 23, 2026, in the financial year 2025-26, EPFO ​​has processed more than 8.53 crore claims. This number is even higher than last year, which shows that the system has become faster and more efficient.

Transfer claims without company approval.
The biggest benefit of EPFO ​​3.0 has gone to those whose e-KYC is fully updated. Such employees can now file online claims directly for PF transfers without the approval of their old or new employer. This will particularly benefit employees who frequently change jobs or who are unable to contact their previous company. Now employees can handle their work themselves through the portal.

Employees can now correct their profiles themselves.
EPFO has also simplified the profile correction process since January 2025. Now employees can update or correct their name, date of birth, or other necessary information themselves. Earlier, this required visiting the office, but now this work has become online and less cumbersome. According to the government, till January 2026, EPFO ​​has settled more than 27 lakh profile correction requests. Pension is available from any bank in the country
Under EPFO ​​3.0, a centralized pension payment system has also been implemented. This means that pensioners will no longer have to depend on a specific bank or branch. They can now receive their pension from any scheduled bank in the country. This facility will be particularly helpful for elderly pensioners.

UAN can now be created using facial recognition
The government has further advanced the use of technology by introducing a face authentication system. From August 2025, face authentication will be mandatory for new employees to create their UAN. Through the UMANG app, employees can create and activate their UAN themselves using Aadhaar-based face verification. This eliminates the need to depend on the employer and also enhances security.

Viewing the passbook is also easier.
The EPFO ​​3.0 includes a Member Passbook Lite feature. Now employees can easily view their recent transactions. This helps them track whether the money has been deposited and if there are any discrepancies. All these changes under EPFO ​​3.0 are aimed at making life easier for employees and pensioners. Thanks to the digital system, faster claim processing, and reduced paperwork, withdrawing PF money is no longer as difficult as it used to be. If your KYC is complete and the information is correct, the entire PF amount can now be credited to your account within a few days.

Disclaimer: This content has been sourced and edited from TV9. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
 


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