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RBI Repo Rate | RBI MPC Meeting Results: Recently, big news has come for those who have recently purchased their house, car or any expensive item. Actually, the Reserve Bank of India (RBI) has announced its monetary policy today, but this time there is no special news. The Monetary Policy Committee of the RBI, headed by Governor Shaktikanta Das, has decided to keep the repo rate unchanged at 5.25%, which means there will be no reduction in the EMI of your home loan or car loan. RBI has also maintained a ‘neutral’ stance on its monetary policy. This suggests that although the RBI is not actively working in any particular direction, it is not considering any cut in interest rates at this time.

RBI adopted this policy

For your information, let us tell you that in view of the targets of Budget 2026 and the uncertainties of the global market, RBI has adopted the policy of ‘wait and see’. Now we are going to tell you why the Reserve Bank is avoiding reducing the interest rate, and how long will you have to wait for lower EMI? Let us know about this decision.

What did the governor say?

In the Monetary Policy Meeting 2026 of RBI, Governor Sanjay Malhotra gave good news about the Indian economy. He said that the economic condition of the country is strong and the pace of development is expected to continue in future also. The Governor has increased the GDP growth estimate for the financial year 2026-27. According to him, the country’s economy may grow at the rate of 6.9% in the first quarter (Q1), while in the second quarter (Q2) this growth may reach 7%. He also said that despite the ongoing uncertainties in the world, India’s economy remains strong. RBI will take further decisions only after looking at the economic situation of the country and the data received. It is clear from this that the Reserve Bank has full confidence in the Indian market and economy.

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