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Police have issued a warning to all bank account holders following a series of incidents. Victims were called by someone pretending to be a police officer or bank employee. The scammers claimed there was suspicious activity on the victim's account and asked for help with an investigation, saying the account was at risk, according to Police Scotland.

However, this type of fraud is not limited to Scotland. Figures from reportfraud.police.uk, show that 4.6 million people are affected by cybercrime and fraud each year. In response, the UK Government is reminding everyone to "Stop! Think Fraud".

It says: "Remember that genuine service providers, banks and the police will NEVER call asking you to transfer money, share personal financial details or hand over remote control of your computer.

"Agree a safe phrase with your close friends and family to help you verify you are really speaking to them. Never share this phrase outside your family or close friends. If someone calls claiming to be a family member or friend, but can't tell you the safe phrase, hang up immediately."

If you feel unsure or under pressure, hang up and make sure the call is genuine. Call back using a number you trust, such as the one on your bill or the back of your bank card. You can also dial 159 to reach your bank or 101 to contact the police.

Sharing the fraud alert, Chief Inspector Paul Daley, Area Commander for East Renfrewshire, cautioned: "Banks or police officers will never ask customers to withdraw cash or ask for any money. No legitimate organisation will send a courier to collect cash.

"These offenders deliberately target older and vulnerable people. They use fear, urgency and authority to manipulate victims into handing over large sums of money. If someone phones and asks you to withdraw money or give money to a courier, hang up immediately. It is a scam

"I would also ask everyone to ensure any elderly or vulnerable relatives or friends are made aware of the circumstances of this scam. It could prevent them falling victim to such fraud."

Anyone with information should contact Police Scotland on 101 or Crimestoppers on 0800 555 111. You can give information anonymously to Crimestoppers.

If you're concerned about a possible scam or think a fraudster has contacted you, report it to the FCA. Call 0800 111 6768 or use their online contact form.