Elon Musk X Money
Elon Musk X Money: X is moving closer to becoming the “everything app” that Elon Musk has long envisioned. A key missing piece of that plan, X Money, is now beginning to take shape, with internal testing already underway and a limited public rollout expected within the next one to two months.
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Screenshots shared by Shatner show that X Money will include a debit card with cash back rewards. The company also plans to launch a personalized metal debit card featuring a user’s official X handle, along with zero foreign transaction fees, as per the Finviz report.
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X Money is a payments service being developed as part of X’s plan to become an “everything app.”
When will X Money launch?
A limited external beta is expected within one to two months.
X Money Beta Launch: Internal Testing Underway
The goal is simple but ambitious: turn X (formerly Twitter) into more than just a social media platform. Musk wants users to manage messaging, shopping, and personal finances all in one place.Elon Musk’s Vision: An Everything App for Messaging, Shopping and Payments
During an xAI “All Hands” presentation in February 2026, he said X Money is already live in closed beta within the company and will soon move to a limited external beta before expanding worldwide, as per a report. He described it, "to be the place where all the money is, the central source of all monetary transactions. So it's really going to be a game-changer,” as quoted by BeInCrypto.Also read: Quote of the day by Winston Churchill: 'If you're going through hell, keep...' - lessons on courage, determination, persistence and mental strength by the former prime minister of United Kingdom and Nobel Prize winner
X Money Secures Licenses and Partners With Visa
So far, X Money has secured money transmitter licenses in more than 40 US states and partnered with major payment company Visa. Musk has also set a bold target: pushing X’s monthly active users beyond 600 million and eventually reaching 1 billion, drawing comparisons to China’s WeChat-style super app model.Crypto Speculation Grows Despite No Official Confirmation
Crypto investors are watching closely, even though X Money has not confirmed that cryptocurrency will be supported as a payment option.William Shatner Shares X Money Beta Features
Actor William Shatner recently shared updates about the beta rollout, highlighting features designed to attract early users. According to his posts, the service will offer a 6% annual percentage yield (APY), a $25 welcome gift, and the ability to connect a bank account, as per a Finviz report. He also encouraged users to enable two-factor authentication.Screenshots shared by Shatner show that X Money will include a debit card with cash back rewards. The company also plans to launch a personalized metal debit card featuring a user’s official X handle, along with zero foreign transaction fees, as per the Finviz report.
Also read: BTC USD price today: Bitcoin surges past $72,000 as Middle East tensions rise, $506 million ETF inflows boost rally – why crypto traders are eyeing $84,000
X Chat Beta Rolls Out on Apple TestFlight
At the same time, X is expanding its broader ecosystem. Designer Michael Boswell announced that a standalone X Chat app is rolling out in beta to the first 1,000 users via Apple’s TestFlight platform, as per the Finviz report. The app is positioned as a standalone messaging service, similar to Messenger from Meta Platforms Inc., and has been described by Musk as an alternative to WhatsApp.FAQs
What is X Money?X Money is a payments service being developed as part of X’s plan to become an “everything app.”
When will X Money launch?
A limited external beta is expected within one to two months.
