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₹40 Lakh Loan, First-Ever Flight, & A One-Way Ticket To The US: Microsoft Director's Story Takes the Internet by Storm
24htopnews | March 24, 2026 2:08 PM CST

Priyanka Vergadia shared her journey from taking a Rs 40 lakh loan to study in the US to building a global tech career. In a viral reel, she recalled her father mortgaging land, early struggles abroad and pressure to repay loans, while urging students to trust their journey and keep pursuing their dreams.

In a reel that has struck a deep chord across social media, Priyanka Vergadia, currently Senior Director, Developer GTM and Marketing at Microsoft, has opened up about a journey that began with a Rs. 40 lakh student loan, a mortgaged piece of land, and the first flight of her life.

Vergadia recounts boarding a one-way flight from India to the United States for her master's degree, a flight that was itself taken on loan. Her father had mortgaged the family's land to fund her education. "Everything was at stake," she says in the reel. "There was a quiet pressure that I didn't fully understand yet, but could feel." It was her first time leaving home. Her first time being entirely on her own.

Early days in the US

The early months in the US were anything but smooth. Adapting to a different style of classroom learning, managing household chores for the first time, cooking, cleaning, budgeting - all of it played out against a single, ever-present thought, "I have to get a job immediately after graduation because I've got those loans to repay."


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