PAN Card Fraud Alert: In today’s time, PAN Card is necessary for every financial work, but along with it, frauds are also increasing rapidly. A case came to light in Delhi where a loan of ₹22 lakh was taken against the PAN of a person. “Just think, the debt has crept in without you even knowing!”
How does loan fraud happen through PAN card?
This fraud usually happens due to data leak, fake documents or weak verification. Nowadays, loans are available instantly through facilities like “Buy Now Pay Later”, which fraudsters take advantage of. “Quick loan, quick fraud”
How to know if your PAN is misused?
The easiest way is to check your credit score. For this go to the website of CIBIL or other credit bureau.
- Enter PAN number
- Login with OTP
- View your credit report
If you see any unknown loan or card, then understand that there is something wrong. “If we caught it in time, we were saved.”
What to do if fraud occurs? take these steps immediately
- inform the bank immediately
- Complain to the nearest police station
- Report online on National Cyber Crime Reporting Portal
- File a ‘dispute’ with the credit bureau
“If action is taken quickly, the loss will be less.”
Read Also:Big decision amid Middle East crisis: Supply of 5KG gas cylinder will be doubled
Homemade tips to avoid PAN fraud
- Do not give PAN number to any stranger
- Do not share PAN on WhatsApp or fake links
- Check credit score regularly
- Keep strong passwords in banking apps
“Caution is the best protection brother”
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