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UPI Transactions: Can money sent by mistake be returned? What are the rules, know
Samira Vishwas | April 12, 2026 4:24 PM CST

UPI Transactions: While doing online transactions, sometimes we do not pay attention and do the transaction on a wrong UPI. Due to which our money gets stuck. Today we will learn here what to do if money goes into someone else’s account by mistake.

Can a payment made by mistake be refunded?

UPI Transactions: These days, more transactions are being done through UPI than through cash across the country. Online transactions have now started taking place at almost every small and big shop. This technology has as many disadvantages as it has advantages. Sometimes we fail to pay attention and do a transaction on a wrong UPI. Due to which our money gets stuck. Today we will learn here what to do if money goes into someone else’s account by mistake.

Actually, payments for UPI transactions are sent only to the linked phone number. Or sent through QR code. But sometimes due to lack of attention, money goes to someone else’s account by mistake. One has to face a lot of problems regarding this. By the time one realizes his mistake, the money has already gone to the wrong account.

Will the money transferred by mistake be returned?

According to media reports, it is a very difficult task to bring back a transaction done by mistake. But it is not possible. If you have accidentally sent money to someone else, there are several ways. Through which the money can be returned.

Complain at these places

To get the money sent by mistake, one should first contact the person in whose account the money has been transferred. Still, if the other person is not ready to give the money, then another route should be adopted. Like tell your bank that the transaction has been done by mistake. After this report in UPI and bank apps. However, it may take several days to get help. Apart from this, complain to NPCI.

If the matter is not resolved even after this, you can contact the grievance department of the bank. If you do not get help from here, contact RBI Ombudsman. After going through these processes, money can usually be returned, but there is no guarantee. Therefore, whenever you do a transaction, please check.


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