Afraid of losing job? Prepare this 6 month ‘backup plan’ from today itself. Job Loss Fear Know How To Build 6 Months Emergency Fund Full Guide
Sanjeev Kumar | April 21, 2026 10:23 PM CST
Step 1 to prepare an emergency fund
First of all, pick up a diary and write down those expenses of your month without which it is not possible to survive. This should include your household ration, electricity-water bill, children's fees, mobile-internet recharge and your EMI. Suppose your essential expenditure is Rs 30,000 per month, then for 6 months you will have to prepare a fund of Rs 1,80,000.
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