This mistake of buying gold will make you poor! Are you also considering jewelery as ‘investment’? | Gold Investment Mistakes Digital Gold Vs ETF Vs Jewelery Returns Expert Advice
Sanjeev Kumar | April 22, 2026 2:23 PM CST
Jewellery: Best to wear, 'waste' to invest
Financial experts say that we all think that gold is gold, whether it is biscuits or necklaces. But this is where we make a big mistake, because buying jewelery is the most expensive way of investing in gold. On getting jewelery made, you pay 8% to 25% extra money i.e. making charge. On top of that, 3% GST has to be paid separately. When you go to sell it, no goldsmith gives you back the making charges and taxes which means your value may reduce by 20-30% as soon as you buy it. Experts say that you should fulfill your hobby by wearing jewellery, but do not make the mistake of considering it as a 'profitable investment'.
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