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For the full year, Mahindra Finance's profit climbed 19% to ₹2,782 crore.
The board is rewarding shareholders with a higher dividend: ₹7.50 per share, up from ₹6.50 last year.
CEO Raul Rebello credits "disciplined execution" and smart investments in both vehicle loans and the non-vehicle portfolio, which grew 32%, led by SME lending and loan-against-property products.
With solid capital and liquidity buffers in place, the company looks set for more growth ahead.