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Many banks have changed the fixed deposit interest rates (FD Rates) in April 2026. This list includes private and public sector banks as well as small finance banks. Jana Small Finance Bank and AU Small Finance Bank have announced new interest rates for fixed deposits this month. Some are offering 7% or even more interest on tenure.

Customers are advised to visit the official website of the bank or the nearest branch before investing. Because all banks keep changing interest rates from time to time. Both these banks are also providing additional interest facility to senior citizens (aged 60 years and above). However, Jana Small Finance Bank does not provide this facility on some tenures.

Jana Small Finance Bank FD Interest Rates

Small Finance Bank has implemented new interest rates for fixed deposits from April 11, 2026. It is offering 3.50% and maximum 7.77% interest to common citizens on investments ranging from 7 days to 10 years. The bank is giving interest ranging from 3.50% to 8% to senior citizens. Ordinary citizens are getting the highest returns on tenure of more than 3 years and less than 5 years. Whereas the bank is offering the highest interest to senior citizens on two different tenures of more than 1 year and up to 3 years. Customers can invest less than Rs 3 crore in this.
See new interest rates here

AU Small Finance Bank FD Interest Rates

AU Small Finance Bank has implemented new interest rates for FD from April 23. It is offering interest ranging from 3.50% to 7.25% to ordinary citizens on fixed deposits of less than Rs 3 crore. Customers can invest from 7 days to 120 months. Whereas the bank is giving interest ranging from 4% to 7.75% to senior citizens. Keep in mind that only Indian senior citizens can avail this benefit. The bank is offering the highest interest on tenures ranging from 30 months, 1 day to 36 months. Senior citizens are also getting 0.50% additional interest on all tenures.
Check new interest rates here