InCred Holdings files updated papers with SEBI for ₹1,250cr IPO
NewsBytes | May 8, 2026 12:40 PM CST
InCred personal loans now over half
Promoted by Bhupinder Singh in 2017, InCred focuses on retail loans—think personal loans, which now make up over half their business.
By December 31, 2025, they had managed assets worth ₹14,447.86 crore and have seen profits grow fast (almost 85% CAGR from FY23 to FY25).
With 158 branches across 152 cities in 19 states and Union Territories, and a solid AA-/Stable rating, they're already strong—but this IPO is all about scaling up further.
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