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UPI Daily Limit Payments: Until a few years ago, people had to stand in long queues just to withdraw cash from banks. Today, however, most people use UPI for almost everything—from shopping and paying bills to transferring money. Consequently, transactions have become much faster and easier than before.

However, payments via UPI often fail once the daily transaction limit is reached, causing inconvenience when you need to make a payment urgently. Instead of worrying, you can complete your payments by following a few simple tips. Let’s take a look at these tips...

What is the UPI daily limit?

The UPI daily limit refers to the maximum amount of money you can transfer within a specific timeframe. Most banks set this limit at ₹1 lakh per day, though the limit may vary depending on the bank. Once you hit this limit, you cannot make further UPI payments for the rest of the day; you must wait for the cycle to reset after 24 hours.

What to do when the daily limit is reached?

Keep some cash handy so you don't face trouble making payments when needed.
Carry your debit (ATM) card with you. If you hit your UPI limit, you can simply withdraw cash from an ATM to make the payment.
If the merchant offers the facility, you can pay using a debit or credit card.
Plan large transactions in advance to avoid exhausting your daily limit too quickly.

Keep the limit in mind before making payments.

If you frequently make high-value UPI transactions, make sure you are aware of your bank's daily transaction limit beforehand. This ensures you won't face any issues while making the payment. Additionally, you can use an alternative payment option if needed.